How it works

A structured analysis, prepared using your information

This report explains how the £100,000 income threshold applies in your circumstances, using the information you provide.

It sets out the interaction between tax, allowances and entitlements, and shows which factors materially affect the outcome.

1. Purchase

Select either:

  • £100k Cliff Edge Report + Personal Walkthrough

  • £100k Cliff Edge Report

Payment is taken securely online.

2. Information submission

After payment, you’ll be directed to a short secure form.

This collects the information required to prepare the analysis, including:

  • income level and structure

  • household circumstances

  • childcare position (where relevant)

The form typically takes around 10 minutes to complete.

3. Analysis and report preparation

A personalised written analysis is prepared based on the information you provide.

The report sets out:

  • how the £100,000 threshold applies in your situation

  • which allowances and benefits are affected

  • how these effects interact

  • which options materially change the outcome

The focus is on mechanics and impact, not generic tax commentary or product recommendations.

4. Delivery

The report is delivered by email within 3–5 working days.

It is designed to be read carefully and retained for reference.

5. Personal walkthrough (if selected)

If you have selected the Report + Personal Walkthrough option, a private walkthrough is arranged following delivery of the report.

The session:

  • lasts approximately 30 minutes

  • explains how the figures have been derived

  • clarifies assumptions and calculation mechanics

  • addresses factual questions about the report content

The walkthrough is explanatory in nature.

Scope

This report is a personalised illustration of how the £100,000 income threshold operates based on the information you provide.

It does not constitute regulated financial advice or a personal recommendation.